UniFin

Financial Solutions

Reliable products for capital preservation and growth

At MyWallet UFG, everything is straightforward: you gain access to all financial instruments—from savings and staking to secure investment products and market access.
We have designed them to be convenient, transparent, and safe for you. No complicated terms—just clear steps and confidence in the protection of your funds.

Steady Growth
Our flagship: a fixed term of 12 months, returns within a range, and 100% principal protection. You can withdraw income early, and most importantly — your capital is protected by UniFin Group. (Important: the protection applies to the principal amount under the product terms; returns are not guaranteed by the market).
Savings
Do you want to simply set aside money and watch it earn income? Savings accounts offer the opportunity to receive a fixed or floating interest rate. Terms and payment frequency are visible in advance — no surprises.

Market Access & OTC
Do you want access to stocks, ETFs, bonds, or large over-the-counter transactions? We provide it directly in the app, with quick settlements and transparent terms.
Staking (PoS)
Earn rewards by supporting Proof-of-Stake networks. We disclose all fees and network risks in advance, so you know what to expect.
Structured & Hedging
For professional clients: tailored strategies, hedging currency and market risks, as well as escrow solutions for projects.

How It Works in MyWallet UFG

Everything in one interface

Log into the app, select a product, see the terms and fees in advance, confirm — and you're all set. Balance, income, transaction history, and reporting are available in real time. No calls to the office and no unnecessary bureaucracy.

Capital Protection & Safeguarding
Your money is always kept in separate (segregated) accounts — we do not mix it with the company's own funds. All assets are subject to safeguarding: independent audits, regulatory oversight, and separate bank accounts. This is not a guarantee of market price, but it is a guarantee that your funds are securely accounted for and preserved.
Security & Compliance
We are under the supervision of regulators: DFSA in Denmark, FINTRAC in Canada. As we expand jurisdictions, we will also add the EU framework (CySEC/MiCA). AML/KYC procedures, sanctions monitoring, two-factor authentication, encryption, and round-the-clock transaction monitoring make the system as secure as that of an international bank.
Onboarding
Registration is done online. You need to complete KYC (and for companies and PEPs — enhanced verification), upload documents, and sign agreements. Activation takes minimal time, and then it’s a quick start: report and payment templates help you begin using the service immediately.

Transparent and fair terms

Costs & Charges

We disclose all fees in advance: for management, transactions, storage, and network fees for digital assets. Afterward (ex-post), you receive a summary report.
No hidden terms. Before clicking the "Confirm" button, you know exactly how much you are paying and what you are getting.

Client Classification & Suitability

We ensure that each product matches your level of experience and goals. Therefore, we conduct classification: retail, professional, or institutional client. For some products, a suitability test is conducted to ensure that the selected instrument is appropriate for you.

Individual approach and quality of services

Portfolio Management & Advisory

For clients who need more than off-the-shelf products, we offer tailored strategies. Our specialists assist with rebalancing, asset selection, and analytics.

Important: a consultation is not a promise of income. The final decision always rests with you. Work is conducted within the framework of MiFID II/ESMA and DFSA/CySEC, including disclosure and management of conflicts of interest.

Best Execution & Order Handling

Your orders are executed on the principle of best execution: price, speed, likelihood.

We disclose information about counterparties and liquidity (in aggregated form) and provide reporting on trade execution.

Steady Growth protects the principal amount under certain conditions but does not guarantee returns.
Staking depends on the operation of blockchain networks.
Digital Assets can fluctuate in value and are subject to regulatory risks.

Documents and Support

Documents & Disclosures

For each product — Key Facts / Term Sheet and, if necessary, PRIIPs KID. Policies available include: Risk Disclosure, Conflicts of Interest, Best Execution, Complaints, Privacy/GDPR. Regulatory details and links to public registers (DFSA, FINTRAC, CySEC) are available on the website.

Complaints & Contacts

If you have a question or complaint — you know where to turn. We provide an email and phone number for contact, guaranteeing a response within the specified timeframes. Complaints are handled in strict accordance with regulatory requirements (DFSA, FCAC, CySEC) and have multiple levels of escalation.

Corporate Entities and Regulatory Information

UniFin Group comprises a number of legal entities providing financial and payment services under national and international regulations:
UniFin ApS – registered in the Kingdom of Denmark, regulated by FTID 40333 Danish Financial Supervisory Authority (DFSA) and FTID 17511 VASP Danish Financial Supervisory Authority (DFSA).
UniFin Payment Ltd – registered in Canada, Business Number (BN) 764689220, licensed as a Money Services Business (MSB), supervised by FINTRAC, registration number C100000188.
Additional autonomous organizations and affiliated companies operate under the supervision of the Danish Financial Supervisory Authority (DFSA) and in accordance with European Union legislation: UniFin CryptoBank ApS, UniFin Exchange ApS, UniFin Venture Fund ApS, UniFin Commodity ApS.

Nature of Information

All information presented on this website is for general informational purposes only. It:

is not personalized investment advice,
does not constitute an offer or solicitation to transact,
should not be considered a guarantee of returns or capital preservation.

All investment and financial decisions are made by the client independently, taking into account their personal goals, financial situation, and risk assessment. UniFin Group is not liable for losses incurred as a result of using the information or services, except as expressly provided by law.

Jurisdictional Restrictions

UniFin Group's services are not intended for residents of jurisdictions where their provision is contrary to local law or international sanctions. In particular, products and services are not available to residents of: the United States of America (USA), the Russian Federation, the Republic of Belarus, DPRK (North Korea), the Islamic Republic of Iran, Syria, Cuba, as well as territories under international sanctions (Crimea, LPR, DPR, and other restricted regions).
Access from such jurisdictions may be restricted or blocked automatically.

Capital Safeguarding and Risks

Client funds are protected through:

asset segregation,
custody in regulated financial institutions,
compliance with DFSA, FINTRAC, and MiCA/ESMA regulations.

Nevertheless, UniFin Group emphasizes that no measures can completely eliminate market, operational, and legal risks, including but not limited to: price fluctuations, counterparty risks, regulatory changes, and technological failures.